Do Unto Others — A Three-Dimensional Theology of Finance

Abstract

Financial instruments trade in markets where the prices paid are based on either promised or predicted future cash flows. The time that elapses between the purchase of a financial security and the ultimate payment of the promised or predicted cash flow creates opportunities for selfish behavior, errors, and fraud. The best that can be said about the net impact of laws and associated regulations that address these market flaws is that they have, perhaps, minimized confusion. What is the most efficient way to summarize prescriptive ethical behavior in business dealings and financial transactions? This paper advocates three biblical concepts as the proper focus. If routinely applied, the standards of proportionality, transparency, and integrity would establish trust and support both market and stakeholder values within the world of finance.